Fees & insurance
Fees, sliding scale and insurance
Cost shouldn’t be a mystery, or the reason you don’t get support. Here’s what sessions cost, how our sliding scale works and what to expect from your insurance.
Session fees
Fees depend on the clinician’s license, not on what you come in for. The first consultation call is always free.
| Session | Length | Associate therapistLicensed associate, supervised | Licensed therapistLMHC, LICSW or LMFT | PsychologistPhD or PsyD |
|---|---|---|---|---|
| Free consultation | 15 min, phone or video | Free | Free | Free |
| First session (assessment)CPT 90791 | 60 min | $130 | $185 | $210 |
| Individual sessionCPT 90837 | 53 min | $110 | $165 | $190 |
| Couples or family sessionCPT 90847 | 50 min | $125 | $180 | $205 |
| Extended session (EMDR, intensives)CPT 90837 + 99354 | 80 min | $165 | $250 | $285 |
Groups
$55 per 90-minute session. Some plans cover group therapy; we’ll check for you.
Paying
Card, HSA or FSA card, charged after each session through our secure client portal. You get a receipt every month.
Cancelling
Free with 24 hours’ notice. Later cancellations are $75 (never billed to insurance), waived for illness or emergencies.
Sliding scale
Check your sliding-scale fee
Eamon, Nadira and Iver keep part of their week for sliding-scale clients, from $40 a session. The fee is based on your household’s yearly income compared with the federal poverty guidelines, which we update every year.
We don’t ask for pay stubs. We trust you to choose honestly, and we review the fee together every six months.
Fee bands
| Household income | Fee per session |
|---|---|
| Up to $23,475 | $40 |
| $23,476 – $31,300 | $60 |
| $31,301 – $39,125 | $80 |
| $39,126 – $46,950 | $100 |
| $46,951 – $62,600 | $125 |
| Over $62,600 | Standard fee |
Insurance
Is your plan in network?
We’re in network with three health plans and one employee assistance program. With any other plan, we can give you a monthly superbill to claim out-of-network benefits yourself.
Network status can change, and coverage depends on your specific plan. We always confirm your benefits before your first session.
Questions to ask your plan
- Do I have outpatient mental health benefits?
- What’s my deductible, and how much is left this year?
- What do I pay per session for codes 90791 and 90837?
- Do I have out-of-network benefits, and at what percentage?
- Do I need pre-authorization or a referral?
Choose a plan to see how it works with us.
Estimate your out-of-network refund
Based on an allowed amount of $140, which varies by plan. This is an estimate, not a promise of what your plan will pay.
Your rights
Your right to a Good Faith Estimate
Under the federal No Surprises Act, if you don’t have insurance or aren’t using it, health care providers have to give you a Good Faith Estimate of the expected cost of your care.
You can ask us for one at any time. We’ll send it before your first session and give you an updated one if anything changes, such as a new fee or a change in how often we meet.
If your bill ends up at least $400 more than your Good Faith Estimate, you can dispute the bill. Keep a copy of your estimate. For questions or more information about your right to a Good Faith Estimate, visit cms.gov/nosurprises.
This section is general information about a federal rule, not legal advice.
Questions about cost?
Ask on your free consultation call. Wynona, our intake coordinator, can check your benefits and talk through the sliding scale before you commit to anything.