Legal

Privacy policy

Last updated · Applies to the Pocket apps and pocket.example

1. The short version

  • We collect what we need to run Pocket and nothing more.

  • We never sell your data or use it for advertising.

  • You can export or delete everything at any time.

2. What we collect

  • Account details: your name, email address and app settings.

  • Financial data from accounts you connect: balances, transactions and merchant names, through read-only connections.

  • Device information needed for security, such as app version and sign-in history.

3. How we use it

  • To categorise transactions, calculate budgets and power insights.

  • To send reminders you turn on, like bill alerts and weekly check-ins.

  • To keep your account secure and prevent fraud.

4. Who we share it with

  • Bank connection partners, only to fetch your read-only data.

  • Infrastructure providers that host Pocket under strict contracts.

  • Authorities, only where the law requires and after careful review.

5. How long we keep it

  • While your account is open, and for 30 days after you delete it, so you can change your mind.

  • Anonymous, aggregated statistics may be kept longer; they can’t identify you.

6. Your rights

  • Access, correct, export or delete your data from Settings → Privacy.

  • Withdraw consent for optional features at any time.

  • Complain to your local data protection authority.

7. Contact us

  • Email privacy@pocket.example, or write to Pocket Money Ltd, 12 Harbourside, Bristol BS1 5TY, UK.

This policy is a template. Have it reviewed by a lawyer for your product and region before publishing.