Pocket

Features

Everything Pocket does for your money

Six tools that work together: plan, track, save and share, without spreadsheets or guilt.

Smart budgets

A budget that builds itself

Connect your accounts and Pocket suggests a realistic monthly plan from the last three months of spending. Adjust any category with a drag, and Pocket keeps the rest in balance.

  • Safe-to-spend number updated after every purchase

  • Rollover or reset unspent money each month

  • Split one purchase across several categories

Bill radar

Bills, subscriptions and price rises

Pocket spots recurring payments automatically, shows what's due this week, and warns you when a subscription quietly gets more expensive.

  • Reminders three days before each bill

  • Price-rise alerts for subscriptions

  • Calendar view of the whole month

Pockets

Save without thinking about it

Create a pocket for anything you're saving towards. Round-ups, payday transfers and one-tap top-ups move money in automatically.

  • Round-ups to the nearest $1, $2 or $5

  • Target dates with weekly suggestions

  • Lock a pocket until a date you choose

Insights

Know where your money goes

Weekly check-ins compare this month with last, highlight what changed, and suggest one small idea you can act on. Written like a friend, not a bank.

  • Category trends and merchant breakdowns

  • Monthly report you can export as CSV

  • Net worth tracking across accounts

Shared budgets

Run the household together

Share budgets with a partner, roommates or family. Everyone sees the same numbers, and Pocket works out who owes whom.

  • Up to 5 people on the Family plan

  • Private and shared categories side by side

  • Settle up with a tap

Security

Locked down, by default

Read-only bank connections, 256-bit encryption and an optional Face ID or passcode lock. Your data is never sold or used for ads.

  • Two-factor sign-in

  • Remote sign-out from lost devices

  • Delete your account and data in two taps

And the little things

  • Recurring transfers

    Schedule payday moves into pockets.

  • 12,000+ banks

    Connect checking, savings and cards.

  • Instant search

    Find any purchase in seconds.

  • CSV export

    Take your data anywhere, any time.

  • Dark mode

    Easy on the eyes after dark.

  • Quiet hours

    No notifications while you sleep.

  • Human support

    Real people reply within a day.

  • No ads

    Paid plans keep Pocket independent.