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Pocket
Features

Everything Pocket does for your money

Six tools that work together: plan, track, save and share, without spreadsheets or guilt.

Smart budgets

A budget that builds itself

Connect your accounts and Pocket suggests a realistic monthly plan from the last three months of spending. Adjust any category with a drag, and Pocket keeps the rest in balance.

  • Safe-to-spend number updated after every purchase
  • Rollover or reset unspent money each month
  • Split one purchase across several categories
Bill radar

Bills, subscriptions and price rises

Pocket spots recurring payments automatically, shows what's due this week, and warns you when a subscription quietly gets more expensive.

  • Reminders three days before each bill
  • Price-rise alerts for subscriptions
  • Calendar view of the whole month
Pockets

Save without thinking about it

Create a pocket for anything you're saving towards. Round-ups, payday transfers and one-tap top-ups move money in automatically.

  • Round-ups to the nearest $1, $2 or $5
  • Target dates with weekly suggestions
  • Lock a pocket until a date you choose
Insights

Know where your money goes

Weekly check-ins compare this month with last, highlight what changed, and suggest one small idea you can act on. Written like a friend, not a bank.

  • Category trends and merchant breakdowns
  • Monthly report you can export as CSV
  • Net worth tracking across accounts
Shared budgets

Run the household together

Share budgets with a partner, roommates or family. Everyone sees the same numbers, and Pocket works out who owes whom.

  • Up to 5 people on the Family plan
  • Private and shared categories side by side
  • Settle up with a tap
Security

Locked down, by default

Read-only bank connections, 256-bit encryption and an optional Face ID or passcode lock. Your data is never sold or used for ads.

  • Two-factor sign-in
  • Remote sign-out from lost devices
  • Delete your account and data in two taps

And the little things