1. The short version
- We collect what we need to run Pocket and nothing more.
- We never sell your data or use it for advertising.
- You can export or delete everything at any time.
2. What we collect
- Account details: your name, email address and app settings.
- Financial data from accounts you connect: balances, transactions and merchant names, through read-only connections.
- Device information needed for security, such as app version and sign-in history.
3. How we use it
- To categorise transactions, calculate budgets and power insights.
- To send reminders you turn on, like bill alerts and weekly check-ins.
- To keep your account secure and prevent fraud.
5. How long we keep it
- While your account is open, and for 30 days after you delete it, so you can change your mind.
- Anonymous, aggregated statistics may be kept longer; they can't identify you.
6. Your rights
- Access, correct, export or delete your data from Settings → Privacy.
- Withdraw consent for optional features at any time.
- Complain to your local data protection authority.
7. Contact us
- Email privacy@pocket.example, or write to Pocket Money Ltd, 12 Harbourside, Bristol BS1 5TY, UK.
This policy is a template. Have it reviewed by a lawyer for your product and region before publishing.